Independent debt advisory platform • Written assessment • Not a lender/NBFC • Outcomes depend on customer profile and lender policies
Representative examples

Case Study Library

These examples show how borrowers get stuck and how a written action plan can help. They are illustrative, not guaranteed outcomes.

Credit card stress

₹4.8 lakh card outstanding

Problem: minimum dues, multiple calls, no clarity on closure amount.

Plan: verify dues, stop random part-payments, prepare lender communication and staged settlement roadmap.

Personal loan EMI

₹12.5 lakh total debt

Problem: ₹48,000 EMI against unstable monthly income.

Plan: prioritise secured/critical obligations, identify restructuring/OTS conversations and monthly cash-flow plan.

App loan cycle

7 small loans rolling over

Problem: new loans were being used to close old loans.

Plan: freeze new borrowing, list lenders, preserve evidence, and create closure sequence.

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