Terms of Service

Last updated: 23 June 2026

Nature of service

Loanosoar provides debt-resolution advisory, documentation support and process guidance. We are not a bank, NBFC, lender, credit bureau or guaranteed credit-repair agency.

No guaranteed outcome

Settlement, restructuring, consolidation, CIBIL recovery and lender responses depend on lender policy, customer profile, documentation, repayment ability and conduct. We cannot guarantee approval, waiver, settlement amount or credit-score improvement.

Customer control

You remain in control of your bank accounts, lender accounts, repayments and final decisions. Do not share OTPs, passwords, PINs or login credentials with anyone.

Appointment fee

The ₹499 appointment fee is for initial advisory review, debt mapping and preparation of a written action roadmap. Additional services, if any, must be clearly communicated separately.

Accuracy of information

The quality of advice depends on the accuracy of information you provide. Please share complete and truthful details about all loans, cards, defaults, income and expenses.